Phenomenal investment or Owner-Occupant opportunity in Waterbury's North End! This turn-key multi-family property is a must see - updated, spacious and fully ready to owner occupy or offer a cash flow investment. Each of the three units features 4 bedrooms and 1 bathroom, and offers large, open floor plans filled with natural light. The 1st and 2nd floor units have been beautifully remodeled, making them ideal for immediate rental or owner occupancy. All utilities are separate and tenant-paid (gas and electric) for low expenses. Additional conveniences include in-unit laundry hookups. Exterior features add even more value and include vinyl siding, replacement windows, a private driveway, off-street parking, and a three-car detached garage - perfect for storage, tenant use, or extra rental income. Great location near Fulton Park, Waterbury PAL and other amenities. Whether you're looking to live in one unit and rent the others, or add a high-performing asset to your portfolio, this property checks all the boxes. 20% ROI potential with full occupancy. Don't miss out on this high-potential opportunity!