9 Johnson Place is an affordable family home that doubles as a mortgage hack! Utilizing this property as a tool to improve monthly cashflow, pay down the mortgage and build equity will be the smartest financial decision you make. This updated semi-detached home in St. Thomas delivers built-in income potential and unbeatable value in a quiet north-end cul-de-sac. Steps from Locke Public School, Dalewood Conservation Area, Waterworks Park, and 1Password Park, its also just minutes to Highway 401 the perfect setup for families and commuters alike.Inside, the bright three-bedroom, one-bath main unit has been fully renovated for modern living. The kitchen features updated cabinetry, most windows have been replaced, and blown-in insulation (2012) keeps things efficient year-round. Roof, furnace and ac replaced in 2019, delivering peace of mind and low cost for years to come. Downstairs, the finished lower level functions as a separate suite, perfect setup for generating rental income, hosting guests, or creating an in-law suite. Outside, enjoy a fully fenced private backyard ideal for kids, pets, and entertaining, plus a storage shed and a deep driveway with room for multiple vehicles. Whether you're looking to house-hack, offset your mortgage with rental income, or simply move into a modernized home in a great neighborhood, 9 Johnson Place checks every box comfort, convenience, and serious earning potential.