Welcome to 238 McNay Street in London, Ontario, a beautifully renovated and licensed duplex that's perfect for first-time buyers looking to offset their mortgage with rental income. Live in one unit and rent the other, or enjoy a turn-key investment in a convenient location.The main floor offers two bedrooms, including a spacious primary, along with a stylishly updated bathroom and private laundry. The lower unit features its own separate entrance, a renovated kitchen, two bedrooms, and dedicated laundry, creating excellent privacy between spaces. Recent electrical upgrades include a new 200-amp overhead service, separate 100-amp panels. Water and hydro usage is individually metered, allowing utilities to be billed directly to tenants. With a large backyard, parking for three vehicles, and along list of updates, this property offers flexibility, income potential, and peace of mind. A smart start for first-time buyers and a solid addition to any portfolio.