Rebuilt inside and out in 2019, this home offers a bright, open layout designed for everyday living and elegant entertaining-just steps from Long Island Sound with the rare benefit of no flood or wind insurance required. The main level features a chef's kitchen with high-end appliances, walk-in pantry and breakfast nook that flows into the dining and family rooms. Upstairs, the vaulted primary suite provides a true retreat with a spa-like bath, including a freestanding tub, walk-in shower and generous walk-in closet. Three additional bedrooms and a flexible bonus space offer versatility for an office, guest space or playroom. Set in the charming, walkable shoreline neighborhood of Morningside; beach access is always nearby. The location is equally appealing for commuters. Easy access to the Milford train station and I-95 offers a convenient commute to New Haven, Westport and NYC. A rare opportunity to enjoy coastal living, modern construction an an easy commute-all with the added benefit of no flood or wind insurance.