OWNER FINANCING TO QUALIFIED BUYERS - BEAUTIFUL HOME SET ON 11.5 ACRES IN ELDRED, NY THAT COMES WITH DEEDED LAKE RIGHTS TO THE PRIVATE MONTGOMERY LAKE AND A PARCEL ON BODINE LAKE - Welcome to this 4 bedroom 2 bath home that offers a cozy living room with a wood burning fireplace, a master bedroom/bath set privately on the main level and a charming kitchen/dining room with three large sliders overlooking this pretty property. Attached is an incredible three car garage/workshop for the mechanic in the house, storage for a car collector or can be converted to a dream studio. The landscaping was intentionally planned to offer a show of perennials all season long, adding to this special setting. The backyard is large and currently a blank canvas, with opportunity to create an amazing outdoor space with options for a vegetable garden, pool, burning pit, this property offers so much inspriation. With 11.5+ acres you could have your own trail system out your back door, just bring your vision. Included in the sale is: BONUS #1 - deeded lake rights to the pristine Montgomery Lake, a 20 acre sparkling beauty known for great fishing, swimming and kayaking. BONUS #2 - a small parcel, enough for a dock on Bodine Lake, a 19 acre lake also known for its fishing and kayaking. Approximately 2+ hrs from NYC, 20 minutes to NY trains, makes this special home a very easy commute. Close by you'll find several quaint towns for dining and shopping, the Delaware River for rafting/fishing, Bethel Woods Preforming Arts Center for amazing concerts under the stars, Kartrite Indoor Water Park, Resorts World Casino, skiing at Holiday Mountain/Big Bear at Masthope Mountain, many amazing hiking/biking trails and absolutely the best farmers markets you'll find anywhere, all for a very beautiful life in the country.