Own a piece of Central Harlem for close to the cost of renting. 140 West 132nd Street is a free-market, three-unit townhouse on one of Harlem's most coveted landmarked blocks, set up so you can live in the sun-filled owner's duplex while two rental units help carry the mortgage. All three units are free-market with no rent-stabilization risk, giving investors and end-users rare flexibility: occupy one unit and rent the rest, hold all three for income, or grow into the whole house over time. The Owner's Duplex: Garden & Parlor (3 BR/2 BA).Three generous bedrooms (room for king- and queen-sized beds), two full baths, refinished hardwood floors, an open kitchen with stainless appliances, in-unit laundry, and direct access to a private rear yard and basement. A true owner's residence with outdoor space, a rarity at this price point in Harlem. Unit #2: One Bedroom. A spacious bedroom with abundant closet space and oversized windows that fill the home with natural light. Updated appliances. Unit #3: One-Bedroom. Fully renovated with refinished hardwood floors and a bright, modern layout. Built-In Upside & Flexibility: In-place rents sit below market, leaving clear room to grow income as units turn. Longer term, the property's footprint supports a recombination into a grand single-family townhouse, a sought-after move on Harlem's landmarked blocks, or other conversions (subject to applicable Landmarks and DOB approvals). Its location within a protected historic district of roughly 164 row houses is itself a long-term floor on value: this block can't be overbuilt. Property Highlights: - New Andersen double-pane windows throughout (dramatically reduced outside noise) - Units #1 and #3 renovated within the last 3 years; appliances updated in Unit #2 - Brand new sump pump and 100-gallon water tank - Annual boiler service and Maintenance - Roof re-tarred in 2010, repainted recently, on a regular 7-year Maintenance cycle - Video intercom in all units and security cameras throughout - Upside in rental income. - Landmarked Property The location of this building is in prime Harlem, with immediate access to retail, community, and the neighborhood's history. In the area, you'll have access to many cafes, restaurants, and transportation, including the 2/3 subway lines, as well as Harlem's vibrant culinary scene. Enjoy destinations like Red Rooster, Renaissance Harlem, Ponty Bistro, Maison Harlem, and Lido, each reflecting the spirit of Harlem's creative renaissance. Ask about the 3-2-1 rate buydown and flexible financing that can bring year-one ownership costs in line with neighborhood rents.