177 Charlton Street offers a compelling opportunity in the heart of Durand - a red brick century income property generating a 4.5% cap rate, anchored by a two-level upper residence that feels like a home. Configured as two residential units plus a separate street-level office, the property supports a range of ownership strategies: a straight forward investment, an owner-occupied income property, or a live/work setup with flexibility to adapt over time. Character carries throughout the home, with original detailing, stained glass, and period features that reflect its century heritage. The upper unit spans two full floors and offers a flexible layout with a bright living room with bay windows, a generous dining area (options as a third bedroom), a large eat-in kitchen, with access to a private fenced garden via front entry. Upstairs, two charming bedrooms in keeping with the home's era are complemented by an oversized bathroom with soaker tub, glass shower, and integrated laundry. On the main level, a self-contained one-bedroom suite provides reliable rental potential with its own laundry, ample storage, walk-in closet, and access to a private garden. At the front of the home, a bright spacious street-level office with private entrance, 2-piece bath, Victorian features, and original pocket doors creates a true work-from-home environment or additional income opportunity. The space also offers flexibility to be re-integrated into the main floor layout over time. Southern exposure brings consistent natural light, complemented by two private outdoor areas, five-car parking, and an unfinished basement with separate entrance offering additional flexibility and long-term potential. All just steps to Locke Street's cafés, restaurants, and wine bars, Hess Village, and downtown Hamilton, with convenient access to hospitals, transit, and the GO Station. An income property with a true owner's unit - well-located, functional, and positioned for long-term flexibility.