DIRECT WATERFRONT - Experience true lakefront living at this exceptional waterfront retreat on beautiful Lake Hayward, featuring approximately 193 feet of direct shoreline and breathtaking sunset views. Thoughtfully remodeled in the mid-1980s and meticulously maintained, this charming cottage blends warmth, character, and modern comfort. The inviting living room showcases a soaring cathedral ceiling, abundant natural light, and a cozy wood-burning stove, perfect for those chilly evenings. Three skylights further brighten the home, while beautifully refinished floors add warmth and elegance throughout. The main level offers two generously sized bedrooms and an updated full bathroom. Upstairs, an oversized walk-up loft overlooks the living area, providing flexible space; ideal for a third bedroom, home office, guest area, or recreation room. Adding even more value, the property includes an additional 0.44-acre parcel across the street featuring an oversized two-car garage built in 2012, complete with a customized finished bonus room above - perfect for a studio, gym, workspace, or entertaining area. Step outside to enjoy your private deck and pergola while taking in lake views and unforgettable sunsets. Swim, boat, entertain, or simply unwind from your own waterfront yard and embrace the rare opportunity to own a truly one-of-a-kind property on Lake Hayward.