PRICE IMPROVEMENT and an Assumable VA Loan at 5.75% — a rare opportunity to lock in a rate well below today's market!! Welcome to the best-kept secret in the Village of Safety Harbor community. This 3-bed, 2.5-bath townhome has been fully remodeled from top to bottom, and it shows the moment you walk in — this isn't a light refresh, it's a complete reimagining of the home with modern finishes and real structural upgrades that most buyers never get in a resale. The kitchen is the showstopper: new lower cabinetry, ceiling-height upper cabinetry with crown molding, quartz countertops with a dramatic waterfall edge, a new stainless sink, and a full suite of brand-new stainless appliances including a Samsung touchscreen refrigerator. Luxury vinyl plank flooring runs throughout the entire downstairs and up the stairway, tying the whole main level together with a clean, cohesive, modern feel. Upstairs, engineered hardwood carries through every bedroom. The primary suite's bathroom has been completely redone — new vanities in quartzite, a redesigned shower with glass enclosure, and updated tile flooring throughout. The guest bath got the same attention to detail with quartz counters and a lighted mirror, and even the downstairs half bath has a brand-new quartz vanity. Major systems and structure were addressed too, not just cosmetics: a tankless water heater (2024/2025), full exterior perimeter waterproofing, soil stabilization at the back porch, and both front balconies rebuilt in 2025 — meaning the big-ticket items buyers worry about in a townhome are already done. Minutes from downtown Safety Harbor's waterfront, parks, restaurants, and year-round events, this is turnkey living in one of Pinellas County's most walkable small-town communities — at a price point that just moved, on a loan buyers can't get anywhere else right now.