Imagine waking each morning to shimmering water views, refreshing coastal breezes, and the timeless beauty of shoreline living,(with no Flood Insurance!) This enchanting 2-bedroom, 1.5-bath coastal retreat, complete with a versatile third-floor flex space offering potential for a third bedroom, perfectly blends charm, comfort, and an exceptional lifestyle. Step inside to discover a spacious, sun-drenched living room with a stone fireplace that flows effortlessly into the study area, creating an inviting atmosphere for intimate gatherings and effortless entertaining. The coastal-inspired kitchen exudes cottage charm with an inviting eat-in area where everyday moments become cherished memories. Upstairs, the generously sized primary bedroom offers a peaceful sanctuary, while an additional bedroom provides comfort and versatility. Ascend to the finished third-floor flex space, a delightful escape with endless possibilities as a private home office, guest retreat, creative studio, or potential third bedroom. Embrace the art of coastal living as you sip your morning coffee on the charming front porch, soak in the water views, or unwind on the side deck after a sun-filled day by the shore. Thoughtful conveniences include main-level laundry tucked within the half bath and a detached shed equipped with electricity, ideal for additional storage or a hobby space.